- Gold bars: Best for value—lower premiums, larger sizes (1 g to 400 oz Good Delivery); always verify serial numbers and assay info.
- Gold coins: Premium British Maple Leafs or U.S. Eagles add legal tender status and high liquidity.
- Gold rounds: Private mint rounds are visually appealing and slightly cheaper, but lack legal tender status.
Recommendation:
- Diversify across bars (value), coins (liquidity), and rounds (cost efficiency).
- Use higher-purity (≥995 fine) and RBMA “Good Delivery” standards for quality